Owner Financing
What Is Owner Financing?
Forget the banks — there's a better way to own your custom container.
Owner financing gives you a chance to purchase a container unit without the need to go through a traditional finance company. It's a great solution for buyers who may not meet bank requirements but are ready to take the next step. With flexible terms, no credit score needed, and the ability to move in quickly, this option makes customized container unit ownership more accessible than ever.
Why Choose FlexiBoxes, LLC?
We’re not just offering containers — we’re offering opportunity.
At FlexiBoxes, LLC, we make it possible for more people to own container units without the stress of dealing with strict financial institutions. Our team works directly with you to find a plan that fits your situation, making the buying process smooth, transparent, and personal.
- More Flexibility: We work with buyers from all financial backgrounds — no credit score needed.
- Faster Process: Our in-house financing allows you to close and move in quicker.
- No Banks Involved: You deal directly with us, which makes the process easier and more transparent.
- Real People, Real Help: Our team is here to answer questions and guide you every step of the way.
- Start With a Call: Ready to get started? Contact us at (832) 687-9409.
Advantages of Owner Financing
We believe everyone deserves a path to ownership — no banks, no stress.
That’s why our owner financing options are built to give you flexibility, speed, and simplicity. Whether you're building your credit or starting fresh, we make it easier for you to move forward with confidence.
Frequently Asked Questions
Can I qualify if I’ve filed for bankruptcy before?
Yes, it's possible. If you’ve filed for bankruptcy in the past, you may still qualify — though a larger down payment might be required. If you currently have an active bankruptcy case, you may not be eligible. Feel free to contact us to go over your specific situation.
Do you check my credit report?
Yes, we do pull your credit report — but don’t worry, your credit score isn’t a factor in our decision. We simply review your credit history to better understand your current financial picture.
What do I need to qualify for owner financing?
- Proof of 12 months of on-time rent payments
- Documentation showing that your monthly debt (including your house payment) is no more than 43% of your pretax income
- Verification of the last 2 years of employment
- 30 days of recent pay stubs
- Your last 2 years of tax returns (W-2s or 1099s)
- Bank statements (last 3 months)
- Lease agreements and utility bills
What are the closing costs for Texas properties?
- $99 to record the deed in your name
- The first year of prepaid homeowner’s insurance
- 2 months of property tax escrow
- 2 months of insurance escrow
- Prorated interest
What is an escrow account?
An escrow account is used to help you stay on track with your property taxes and insurance. Each month, a portion of your payment goes into this account. When your annual bills come due, the funds are used to cover those costs on your behalf — making things easier for you.
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